Eligible Family Members for SSDI Benefits

In North Carolina, SSDI benefits may extend to:

• Spouses who are 62 or older, or caring for a child under 16 or disabled.
• Unmarried children under 18, or up to 19 if attending school full-time.
• Disabled adult children who became disabled before age 22.

Impact on Household Income

Family SSDI benefits in North Carolina help by:

• Supplementing the disabled worker’s monthly benefits with additional payments.
• Providing financial stability to dependents who rely on the worker’s income.
• Reducing economic stress on families during disability periods.

Application Process for Dependents

To receive benefits, family members must:

• Submit separate applications dependent on the SSDI recipient’s claim.
• Provide proof of relationship and dependency.
• Meet SSA’s age and disability requirements if applicable.

Limitations and Benefit Caps

North Carolina SSDI dependents should know:

• There are maximum family benefit limits set by SSA to prevent excessive payouts.
• Benefits for dependents may be reduced if the total exceeds SSA limits.
• Receiving benefits as a dependent does not affect disability payments to the worker.

Additional Support Resources

Families can also explore:

• State-specific programs that complement SSDI benefits.
• Assistance with healthcare, education, and caregiving for dependents.
• Legal advice to understand rights and benefit entitlements.