Step 1: Understand Work Credit Requirements for Under 30

Applicants under 30 must consider:

• Fewer work credits are needed compared to older applicants.
• The SSA uses a special calculation considering recent work history.
• Credits earned before age 24 count toward eligibility.

Step 2: Confirm Medical Eligibility

To qualify, your disability must:

• Be severe and long-term, expected to last at least 12 months or result in death.
• Have documented medical evidence from qualified healthcare providers.
• Significantly limit your ability to work or engage in substantial gainful activity.

Step 3: SSA Considers Age Impact

The SSA factors in your age:

• Younger workers have less stringent work history requirements.
• Age 24 and younger applicants qualify with fewer credits.
• Work credits required increase gradually with age up to 30.

Step 4: Apply and Provide Complete Information

Ensure your application includes:

• Accurate personal information including age and work history.
• Comprehensive medical records and treatment details.
• Evidence of disability impact on daily life and work ability.

Common Challenges

Applicants under 30 should watch for:

• Insufficient work credits due to limited employment history.
• Incomplete or lack of medical documentation to prove disability severity.
• Misunderstanding SSA rules regarding younger applicants' eligibility.