1. Eligibility for Children’s SSDI Benefits

Children in North Carolina may be eligible for SSDI benefits if they have a disability that meets the Social Security Administration (SSA) criteria.

Here’s what determines a child’s eligibility for SSDI:

• The child must be under the age of 18 (or 19 if still in high school).
• They must have a severe disability that affects their ability to function in daily activities.
• The child’s disability must be expected to last for at least 12 months or result in death.

If the child’s parent is already receiving SSDI benefits, the child may qualify for auxiliary benefits.

2. How SSDI Benefits Are Paid to Children

SSDI benefits for children are generally paid to the child’s guardian or representative payee.

Key payment details include:

• Payments are usually issued monthly.
• The payment amount depends on the amount the parent or guardian has paid into the Social Security system.
• Direct deposit or a Direct Express® card are common payment methods for children.

Make sure the guardian or representative payee keeps the information up to date to ensure timely payments.

3. Amount of SSDI Benefits for Children

The monthly benefit amount can vary based on:

• The parent’s SSDI benefit amount (if the child is receiving auxiliary benefits).
• The SSA considers the parent’s work history and how much they contributed to Social Security.

On average, the child’s monthly payment can range from $500 to $1,500.

4. Medical Coverage for Children Receiving SSDI

Children who qualify for SSDI may also be eligible for Medicaid in North Carolina.

Benefits include:

• Coverage for medical treatments, prescriptions, and hospital visits.
• The child’s Medicaid eligibility typically continues as long as they remain disabled.

If the child transitions to Supplemental Security Income (SSI) after turning 18, Medicaid coverage is likely to continue.

5. How to Apply for SSDI Benefits for Children

To apply for SSDI benefits for a child in North Carolina, you will need to:

• Visit your local Social Security office or apply online.
• Provide the child’s medical records and proof of disability.
• Include your financial records, such as tax returns or income information for the child’s parent or guardian.

Be prepared for the application process to take some time, as the SSA carefully evaluates each case.

6. Back Pay for Children’s SSDI Benefits

If the child’s SSDI claim is approved after a delay, they may be entitled to back pay for the months they were eligible but not yet approved.

Back pay can be:

• Issued as a lump-sum payment or
• Issued in installments, depending on the total amount of back pay.